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    Mobile protection coming soon

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    Bike protection coming soon

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    Pet insurance coming soon

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    Travel insurance coming soon

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    Foto insurance coming soon

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    Household insurance coming soon

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    Car insurance coming soon

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    Motorcycle insurance coming soon

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    Bike protection

    Bike protection

    Instant protection for your bike. Even easier than riding one.

    get a quote

    Read more

    What is covered?

    Damage

    We cover damage occurred by mechanical injury.

    Theft/robbery

    In case of theft/robbery your bike will be replaced with a similar one.

    Vandalism

    We'll cover damage occurred by vandalism.

    How to insure

    Download app and enter data

    Download INZMO app. Log in and choose bike insurance product. Add the make, model and frame number.

    View offer and purchase

    Upon accepting the offer, choose payment method (card, carrier billing).

    Identify the bike

    Identify the condition of your bike in few seconds. Follow the instructions in the app and the bike will be protected instantly.

    INZMO rattakindlustuse KKK

    Kui palju ratta kindlustamine maksab?

    INZMO vahendusel saad osta Helvetia rattakindlustust. Aastase kindlustuslepingu maksumus algab 40 eurost. Kindlustusmakset on võimalik tasuda ka igakuiste võrdsete osadena. Kuumakse suurus on alates 4 eurot.

    Kuidas toimida kui juhtub õnnetus?

    Kahju korral teavita INZMO't sellest kohe. Kõige lihtsam on algatada kahju INZMO äpis. Kui see ei ole võimalik, teata meid juhtunust e-mailile info.ee@inzmo.com.

    Kui suur on omavastutus?

    Omavastutus on 10% kahjusummast (min 200€). Omavastutuse summa tasutakse kahju esitamisel. Läbi INZMO rakenduse on seda mugav teha. Kui juhtub, et kahju ei kuulu hüvitamisele, saad tasutud omavastutuse ka kiirelt tagasi oma pangakontole.

    Kas ja kuidas saab lepingut lõpetada?

    Lepingut on võimalik lõpetada 14 päeva jooksul alates selle sõlmimisest eeldusel, et kahjujuhtumeid ei ole toimunud. Peale seda ei ole võimalik lepingut ennetähtaegselt lõpetada ning leping lõppeb kokkulepitud tähtajal.

    Mis saab kindlustusest, kui oma ratta müün?

    Kindlustus läheb müües rattaga kaasa ning leping ei katke. Lepingut ümber vormistama ei pea. Kahjujuhtumite korral on automaatselt nõuete esitamise õigus ratta uuel omanikul.

    Kas alaealine saab oma ratast kindlustada?

    Alaealine ise veel INZMO kaudu kindlustust soetada ei saa, kuid oma ratta kindlustamine on võimalik vanema/eestkostja kaudu, kellel tuleks INZMO kasutajaks hakata.